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Patient Information

Costs of Treatment

Neither statutory nor private health insurers in Germany will cover the costs of donor insemination, regardless of whether or not the couple is married.

However, the costs of the general diagnostic testing before the start of treatment and the cost of maternity care are usually covered under insurance.

  • First cycle

    Base fee: 1,800.00 € * 
    Preparation of specimen: 135.00 €
    Sperm sample: 200.00 €

  • Each additional insemination cycle

    Preparation of specimen: 135.00 €
    Sperm sample: 200.00 €

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The costs for medications and any required testing in preparation for insemination (such as ultrasound) are not included in the prices quoted. If pregnancy occurs, up to five samples (if available from the donor concerned) can be reserved.

For this, the Berlin Sperm Bank (Berliner Samenbank) charges
250.00 € for each six month period.

* Base fee valid for up to 10 sperm samples. If more than two years have passed since the first insemination or if treatment is desired to achieve another pregnancy, the base fee of 900.00 € will be charged.

Please add 19 % VAT to all mentioned sums. The amount specified may vary based on changes to secondary costs (such as costs of materials and supplies).

Tax treatment

Expenses associated with artificial insemination in what is known as the "homologous system" can be deducted, at least by married couples.

If a couple/married couple undergoes artificial insemination using donor sperm (also known as the "heterologous system"), the expenses are in most cases not tax deductible (enquire at your local tax office).


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